A pawn loan is a fast and easy way to get the cash you need, based on the value of the merchandise you leave with us as collateral. Our staff of experts will determine the amount of money we can lend you based on the value of the item. Typically these loans are based on 25-35% of the wholesale value of the merchandise. As long as you have a valid, non-expired, government issued ID, you can walk out with the cash you need in minutes. Your items remain yours and Empire stores them in our safe and secure vaults and storage facilities. At any time by or before the end of the loan term, you can redeem your items by paying back the amount you borrowed, plus interest and fees, all of which will be carefully explained to you up-front.